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A Serious Look at Starting a Home Based Business

Over the years I’ve reviewed many “get quick rich” programs. They essentially all say the same thing or make the same promises about earning thousands of dollars a week part time, with very little effort. Typically they start with a story about how the individual who started the program was a step away from being destitute, and then persevered and discovered a secret formula of building wealth, and will sell that secret wealth building formula to you because there is so much opportunity with this formula, that everyone can be successful.

While I am far from being a cynic, I do look at these programs and know that it is never that easy. Starting a home based business takes hard work. Sure there are hundreds of benefits, and the potential to earn a full time income, and possibly even become wealthy starting a home based business. However, over 95% of people fail. People fail at their home based businesses for a lot of reasons, but primarily because they go in with improper expectations and without a real plan or timeframe to build their business. Let’s discuss what to expect when starting a home based business.

Whether you are a mom looking to start a home based business, a retiree looking for part time income, or anyone else looking to work from home in your spare time, you have probably searched the internet and come across dozens of business opportunities that makes a lot of promises, and provide a lot of testimonials about how much people have made with a particular program. While I do believe that this information is true and accurate, and that you can make a lot of money with a home based business, you need to have a realistic approach and use some common sense. Here are some guidelines on what to expect as you build your home based business, and some “gotchas” to fight through:

1. Don’t expect to make money right from the beginning. A home based business takes commitment and takes some time. You should have a business plan or at least a timeframe on when you expect to make money, and work towards that goal. I think so many people fail at starting a home based business because they believe they will make money within a few days of starting the program, and when they don’t they get discouraged and quit. Set realistic goals and as you meet those goals you will be on the right path.

2. Setting aside time to build your business can sometimes be a challenge. Mom’s looking to start a home business may have to drive their kids to different after school activities, as well as a host of other things. Other people have other commitments in their life. The beauty of a home based business is that it’s your business and you can go at your own pace. I know for me, there have been times when I had other commitments and went a few days without being able to focus on my home business. That’s okay. Don’t beat yourself up. Make a schedule, even if it’s only for 20 minutes three times a week, and get something accomplished. The key is perseverance.

3. Find a program or a business that is fun for you or something you really believe in. Start a home based business by looking at the things you know and like, and instead of it being work, it will be fun. It’s much easier to find time for things you enjoy or subjects that you really understand and are interested in.

4. Don’t look outward, but from within. Although there are many people who can help, you really need to help yourself. There are a lot of mentors, and don’t get me wrong, you should find one or a group of them that can help give you guidance, instruction and tips. However, do not expect someone or a program to do it for you. You need to be independent to a certain degree, and willing to try different things all the time. The success of your home based business is really up to you and you alone.

5. Be willing and ready to change. As you continue on with your journey to build a successful business from home in your spare time, keep in mind that when you just get started there will be a learning curve. How you start may not necessarily be the way you end up. Through trial and error you will learn the best tactics and strategies and the best way to manage your home based business. Remember, every time you fail at something, you are learning how NOT to do it, and you are getting closer to be successful.

There are so many people who want to make money from home, and build a successful home based business today, that it’s inevitable that many will try. Unfortunately, a lot of these same people will fail because they will have the wrong expectations. Expect hard work. Expect that nothing comes easy. Expect a sense of accomplishment by owning your own home based business. Expect success will take time. If you accept these conditions and work through them, you will be a success in your home based business, and will reap the rewards of the hard work and dedication you committed to.

Here is How You Pick the Right Home Based Business Opportunity

Are you interested in starting a home based business?

Starting your own home based business is a smart thing to do because it will enable you to earn income either part time or full time from home, take control of your financial future, give you more time with your family, ease the stress burden in your life and so much more.

But where do you start? How do you find a home based business that is right for you?

There are lots of work at home scams online today that will leave you broke before you can even ask “what happened?” This article will help you to find the right home based business by simplifying the search process.

Step 1 – Ask yourself the following questions
A. What are your hobbies?
B. What are your personal interests? Or what do you enjoy doing?
C. What are you passionate about?
D. What do you enjoy doing for family and friends?
E. If you could have a dream job what would you be doing now for a career?

Step 2 – Take an honest look at your answers to the questions from step one and search for a home based business that deals with something that you enjoy doing, are passionate about and could eventually see yourself doing as a full time career.

Step 3 – Once you find a home based business that excites you the next step is to do more research about the company. In doing your research I would use Google, work at home forums or blogs and last but not least the Better Business Bureau because the BBB will give you a report of that companies activities and let you know if the company has a good or bad reputation.

Step 4 – Make contact with a distributor or sales representative for that company. Once you make contact see if there is a pre-recorded presentation you can listen to, Webinar you can watch online or in person sales presentation you can attend. Don’t neglect this step because the more information you have about the company the better!

Step 5 – Before you join ask your recruiter or upline the following questions.
A. How long have you been with the company? If they have only been with the company for less than 6 months watch out because those people are only opportunity hoppers and have no long term success in the industry.
B. How much money have they made in the company? Can they provide documentation of their income? If they can’t or won’t provide income documentation watch out for people like this because they may be lying to you.
C. What type of training and support will they provide? Any company that you sign up with should provide you with the knowledge and support to get going because without adequate training you’re going to be left hanging.

Step 6 – Stay committed to your home based business. This is one of the most important elements that people lack when they join a home based business because the average person that gets involved in a work at home opportunity buys into the false claims on money they can make with very little work and when the business opportunity does not deliver on those claims they give up within 30 days or less and begin to seek another home based business opportunity. For true success in your home based business I recommend that you stay committed to it for a minimum of 90 to 120 days because this is a good bench mark to reach before you ask yourself if the business is going to work out or not.

Step 7 – Stay motivated! Another important thing that the average person lacks in starting their home based business is the motivation to stick with it. Here’s how you can stay motivated.

A. Find a mentor. This person should be someone who has achieved what you hope to achieve in your life. You want to find someone who has the answers to your questions and can provide you with the motivation and encouragement to keep going when you feel like quitting.
B. Hang out with positive people.
C. Start reading personal growth books. I recommend Anthony Robbins, Jim Rohn & Dale Carnegie.
D. Watch personal growth DVDs. You can easily find great personal growth video content on YouTube and just about everywhere else online.
E. Write out your goals and what you want to accomplish for your life.
F. Keep pictures in your house of the things you want to buy, places that you want to go and things that you want to do with your life.

I hope these steps will help you in finding the right home business opportunity and accomplishing all your goals and dreams!

Best wishes on your success!

How To Get Commercial Construction Loan Financing – Even During a Dismal Economic Downturn

Just the other day, I heard a rather prominent commercial real estate mortgage industry insider (who wishes to remain anonymous) utter something like: “Sorry guys, no commercial lenders are making loans for commercial construction financing these days in this dismal economic downturn.” No wonder that industry insider wants to remain anonymous! He ought to because it seems to me that when executives start to parrot what they hear in the news media, they actually cause the doom and gloom that doesn’t really exist @ all before they proclaim it. Anyway, rest assured that you can get commercial construction loan financing – if you know where to look…

Perhaps where he comes from, commercial construction financing is hard to come by, but he was undoubtedly referring to traditional commercial real estate lenders. Now don’t get me wrong, conventional commercial lenders do have a solid rationale for being reluctant to provide construction loan financing: “In a down economy, lots of standing (existing) real estate sits vacant or unsold on the market. So, why the heck should we finance new construction?”

OK, we get their point, but there are still a lot of good solid new construction projects out there that need to be funded, and yours may just be one of them. If so, private commercial construction loan financing is where it’s at. Here’s what it is, why you may need it, and how you can get access to $250,000 to $500 million in the ideal combination of private commercial mortgage loans and up to 100% joint venture equity capital…

Private Commercial Construction Loan Financing Defined

First of all, let’s define what a commercial construction loan actually is. Private commercial construction loans are typically short-term interim recourse commercial loans from non-bank sources (e.g. private investment firms, individual investors, hedge funds, etc) to finance construction costs. In a typical case, the lender would advance construction funds to you as the builder at periodically at set intervals as the work progresses. By “recourse”, we’re referring to loans where the lender may seek to recover money in addition to real property that the borrow pledges as collateral in the event of a loan default.

Why You May Need Private Money To Fund Your Commercial Construction Deals

Perhaps the toughest issue that we as commercial real estate investors and owners face–especially within this challenging economy is locating financing when our credit scores, resumes, and/or financial statements are less than stellar. Private lenders and equity capital financiers can work with you to find or devise the ideal combination of debt & equity to finance your commercial construction project. Plus, these private capital sources have much greater flexibility, can offer you more creative financing options, and they can fund your deals with eye-popping speed and efficiency.

How You Can Access Private Commercial Construction Loans and Equity Capital Financing

Based upon the information that you have just read, if you feel that either private commercial mortgage finance or private equity capital finance sources are appropriate for your new commercial construction real estate ventures, please just keep in mind that you certainly can get access to the most appropriate form of commercial construction loan financing for your business – as long as you know just where to look for it.

Manufacturing Equipment Financing

Generally all manufacturing companies require some equipment for the smooth running of their processes. They may need to replace any outdated equipment or to buy new equipment at any point of time. Investing in equipment is therefore important for any manufacturing concern. In fact, investing in new manufacturing equipment to produce goods can increase the flow of revenue. Since the cost of such equipments is high, the need for manufacturing equipment financing arises.

Since various manufacturing companies produce different types of commodities, the manufacturing equipment financing options would vary accordingly. You can seek financial help of any of the reliable financing companies in order to acquire new manufacturing equipment that stretch the cash revenues.

Machine tool financing is one of the types of manufacturing equipment financing that is required for any machine shops or iron shops. Lathe machine, drilling machine, routers, roll forming, milling, punch press etc are some of the machine tools indispensable for the machine or iron shops. Computer control machine tools are the advancements in this field. However they are expensive and so seeking the financial assistance of any legitimate financing company are important to acquire such equipment.

Woodworking equipment financing is often desirable to acquire exceptional woodworking equipment. Panel saw machines, belt sander, door frame machine, wood shaper machine etc are some of the unique equipments used in this field. Since these equipments are special in nature, many financing companies may not be willing to provide help. These equipments are not only special but are also expensive. Hence manufacturing equipment financing is a must. There are few valid financing companies that offer financial assistance to buy these types of equipment.

Stone and glass cutting and fabrication equipment are really unique in nature. For instance, diamond cutting equipment can be used for that purpose only. This specialized nature of these types of equipments may raise complexity in getting financial help from the financial institutions. Yet there are some genuine financing companies that offer manufacturing equipment financing help to acquire stone and glass cutting and fabrication equipment. They also provide various options like edge polishing equipment financing, sandblasting equipment financing, glass cutting equipment financing and so on.

Rubber and plastic equipments are required by some manufacturing companies. Recycling equipment, rubber molding machine, thermoforming machine, rubber vulcanization machine, plastic molding machine etc are special in nature and so traditional finance lending institutions may not be ready to provide financial assistance. Hence a reliable financing company which is expert in dealing with manufacturing equipment is vitally important.

Embroidery equipments have undergone various advancements and so acquiring the computer control equipment is important for the companies that engage in embroidery making. Some financing companies offer manufacturing equipment financing help to acquire the embroidery equipment.

Manufacturing equipment financing is not an expense but a step towards greater revenues. Inefficient outdated manufacturing equipment would incur heavy loss to the company. Hence seeking the help of any genuine financial company that do not call for embarrassing procedures is really important. There are some finance companies that help manufacturing companies by approving the loan amount faster and in better terms.

5 Best Investments for Beginners

The adage goes something like ‘the best time to start investing is now.’ For some beginners, this can be painstaking, considering the volumes of information on the best investment with guaranteed returns. Other beginners will think this is an easy way to make a quick buck and plunge head first in the markets.

This post is for the amateur investor who is ready to make a strategic decision to safeguard their investment against exposure to unsustainable risk, but with enough latitude to pursue conservative opportunities that yield capital gains, and learn the ropes of the trade while at it.

Apart from the theoretical understanding of how the financial markets operate, it is imperative that a beginner gets a realistic feel of the different strategies investors employ in pursuit of opportunities in the markets.

The following is a detailed explanation of five best investment approaches suitable for beginners:

ETFs
Exchange-traded funds (ETFs) offer a less rigorous opportunity for participating in the stock exchange. As a beginner, investing in ETF is ideal because an ETF pools together several assets including particular stocks, commodities and bonds, and the performance tracked against an index. ETFs allows you as the investor to trade several assets commonly as if they were a single stock. The diversification of the ETF enables beginners to access a broad portfolio of stocks and bonds providing the convenience and reduced risk. Consequently, the flexible nature of ETFs allows an investor to trade flexibly, with the choice of buying and selling at any time during regular trading hours.
Mutual funds
Mutual funds are pooled investment vehicles ideal for beginners because of its two primary characteristics. First, a beginner is able to access the services of a professional trader in the name of fund manager despite the meek amount of capital, some as low as $25. Secondly, the investor is exposed to minimal risk because mutual funds, like ETFs, invest in a diverse asset class portfolio of stocks, commodities, and bonds across different markets and industries.
Individual stock
After a detailed analysis of the past performance of an individual stock and the prevailing facts, individual stocks can offer a stable investment opportunity suitable for beginners. Caution should, however, be placed to ensure that the investment into the particular stock does not upset the risk tolerance level of your portfolio in case of a negative turn of events. Markets is not always predictable.
Certificate of deposit
Depositing money in a bank over a specified term length with a fixed and guaranteed return of capital plus interest is a sound investment opportunity for a beginner. Certificate of deposits is insured and hence the capital plus interest are guaranteed to the investor at maturity. However, it is important to understand that access to this money is limited during the stipulated investment term length and may attract fees or loss of interest in case of withdrawal.
High Yield Savings Account
This investment also entails saving for the sole purposes of earning capital gains from interest over a specified term length. However, unlike the certificate of deposit, the interest is not fixed and hence interest is according to the prevailing market rates. Funds in this account are however more liquid hence easily accessible.

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Start a Home Based Business Online – Discover the Secrets

So you know that you would like to start a home based business online. But how exactly do you do it? And how do you avoid the many obstacles and pitfalls that many other entrepreneurs fall into. The answer all boils down to careful research. Whilst this may not sound sexy, it is an essential part of setting up your online business, and need not be dull once you get started.

Indeed a home based business that you can run entirely from the comfort of your own home, using only your computer and the internet, provides its own enjoyment and is the dream of many people, and with a few simple checks you can make this dream a reality. Let’s get started with some of the work you will need to complete.

Firstly you need to take a look at those particular markets with only minimal competition. Don’t go for too competitive markets, or you will get swallowed up. It’s better to be a small fish in a small pond, than a big fish in a large lake. Even looking at Google trends or the trends on twitter can give some interesting info for your home business. If people are talking about something, but you cannot find much catering for that area – then you have just found a potential market.

Once you can find products for a particular market, then you know it’s possible to make money in that market. Remember, nobody will be making products for any market that they cannot make a profit from. In other words take a look at what the professional marketers are doing, and if they are promoting a product, then you know that you can promote it with your home based business.

You do not simply want to start your online business without doing this simple research. If you do that you will be very likely to either target a market that’s way too competitive for a beginner, or you will target a market that does not have enough traffic to be profitable for you. This is the area in which most people that start a home based business online fail.

At this stage of the article you will begin to see certain common features between this and other articles on the subject of home based businesses. All of the guides to setting up an online will encourage you to conduct this type research in order to save time and effort on a venture that has little likelihood of success.

All of the guides will instruct you of the importance of finding profitable markets. You should not need to invest weeks or even days of effort to complete this stage of the research. In fact you really should be able to complete this stage of the process in just hours. A good guide will help you to identify target markets in as little time as possible. Time is money after all.

Then you simply need to search for wholesalers of dropshippers who you can source the products for your online business from. Ideally at this stage you should consider getting some help, as the world of dropshippers can be a nightmare. They seldom want to reveal their prices until you have paid them a registration f4ee. As you can imagine this can lead to you paying out money only to discover the prices they charge are uncompetitive, and you are unable to make a profit from them.

To really increase you chances of finding the right products at the right prices when you start a home based business online, I would recommend getting help from websites that exist primarily as wholesale or dropshipping directories.

Tips For Starting Your Own Business Online

Tips for starting your own business online can be usefu to two categories of people:th cmplete newbie, looking to a home based online venture and a person with a business offline looking to expand and take advantage of the exposure the online community offers. Whatever category you belong to, the following tips for starting your own business are certainly useful to consider.

  1. Set up a website preferably, with the help of a professional website designer. Your website is actually your virtual office space and like with any business office, you know quite well that first impressions matter a lot. So create an impressive first experience for your website visitors by using expert help.
  2. Your domain name is very important to your online business. Your domain name is the equivalent of your office address offline. To help people find your site much easier ensure you have keywords in the URL, thereby making your site even more search engine optimised. These are just a few of the strategies successful online entrepreneurs are using to help them achieve their business goals.
  3. Your online business needs to be found by your potential clients. To achieve this, your website needs to have keyword rich content. Keywords are words or phrases that people type into search engines like Google when they are reaching for products and services. So when you include these keywords in your website it makes it easier to find by your potential customers. Employing this strategy is good for search engine optimisation where organic traffic is concerned.
  4. It is virtually impossible to market your products and services to everyone, so you have to decide on a target audience or niche and concentrate your marketing efforts on them. Failure to do this will mean scattering your marketing activities among many different groups of people thereby expending a lot of money and time with very little results. Once you have chosen your niche, you need to raise awareness among this group of people. You will help generate results much quicker than would otherwise be the case.
  5. Furthermore, you can reduce the overall costs of promoting your business by employing free strategies for driving traffic to your website, a process that is crucial to the success of your online business.

The following tips for starting your own business online is not comprehensive by any means but it will certainly get you started off in the right direction. Now, I would offer one last tip if I may and that is to take action as soon as possible to realise your dreams. You owe it to yourself.

Business Online Marketing Advice

Online marketing is the term used to describe the activities, techniques and methods used in promoting goods and service via the Internet. This niche of marketing is increasingly becoming popular because of the increase in the number of online business establishments and the swelling of the volume of business transactions being done online.

Stripped of all the jargon and the exotic concepts, online marketing simply involves increasing the amount of online visitors a website receives. With the increase in visitors there is a greater chance of turning these visits into income. There is however, very stiff competition for online traffic and marketing efforts need to be sustained if one wants to keep growing.

Thus, online marketing is a full time preoccupation which may take one’s time away from the other aspects of business. Many online businesses decide to outsource their online marketing needs because of its demands. While outsourcing can be a viable option if you have enough capital for it, the costs involved can be prohibitive for those who are just starting out. Luckily, there are some marketing techniques we can do ourselves which involve little to no cost.

Choosing a domain name is important if you want to attract traffic. It should not only be related to the service or product one is offering and should also be something which is easy to remember.

Once you have your website up and running, the next step would be to register the URL of your website with search engines such as Google and directory sites such as Yahoo. Studies have shown that about eighty to ninety percent of traffic a website receives usually comes from search engines while then to fifteen percent come from directory sites. Submitting one’s website to Yahoo and Google is completely free of charge and very easy to do.

In order to further establish one’s presence on the Web, it is also important to pay attention to the content of one’s website. People who go on the Net have little patience for content which do not satisfy their need for the information they are looking for. Moreover, they read online content differently from the way we usually read printed media. Thus, content on a website must not only be informative but must also be short and to the point.

These are just some of the methods we can use to get started in marketing our businesses online and strengthening our website’s Internet presence.

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